What is Point of Sale Financing?

Point of sale financing is a method of financing that allows customers to access affordable payment plans at the point of purchase. Businesses use point of sale financing to increase sales and improve conversion rates for high-ticket products and services. In today's evolving payments ecosystem, consumers are used to having access to convenient payment options and are more likely to complete (and increase!) their purchase when presented with a way to pay in manageable installments.

Our partners and clients include banks, credit unions, non-bank lenders, financing platforms, original equipment manufacturers (“OEMs”), home improvement companies, healthcare providers, dental practices, DSO's, and retail merchants.

Because we offer both a complete end-to-end financing platform and modularized options, we can customize financing solutions for clients of all types.

In addition, our off-the-shelf platform can be used by businesses who do not require customization and want an easy way to start offering access to financing quickly!

Our platform is product agnostic. We can support traditional installment loans, revolving lines of credit, and same as cash deferred interest promotional offers.

Our technology is omni-channel and vertical agnostic. We have developed custom solutions for home improvement, healthcare, dental, coaching and professional development clients. Wherever a purchase takes place, our technology enables financing at the point of sale.

Single lender financing platforms only serve a fraction of consumers, leaving merchants with a less-than-ideal financing solution and a poor customer experience. By using platform with multiple lenders, merchants can increase sales by providing more customers access to pay-over-time financing options at the point of sale.

Merchants can configure lenders and products to fit their business needs and even integrate their own financing products or lending partners. We can also tailor lenders and products to meet the needs of each partner through our pool of lending partners that includes banks, credit unions, alternative lenders, and wholesale bank partners.

With API-driven technology and a rockstar team, we move fast. Need a solution with a tight deadline, feel encumbered by legacy technology, or don’t even know where to start in accelerating a point of sale financing strategy? We can help you every step of the way!

As consumer demand for financing options at the point of sale increases, lenders and merchants need to keep pace. By working with us, you can remove many pain points to accelerate the implementation of a multi-lender point of sale financing solution.