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Frequently Asked Questions

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About FinFi
Point Of Sale
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How long does it take to launch a point of sale solution with FinFi?

With FinFi’s API-driven technology and expert team, we deliver fast financing solutions, helping businesses overcome legacy challenges and accelerate point-of-sale financing strategies with end-to-end support. As consumer demand for point-of-sale financing grows, lenders and merchants must keep pace. Working with us removes pain points and accelerates multi-lender financing solution implementation.

What is the advantage of the FinFi financing platform that supports multiple lenders?

Single-lender platforms limit financing options and customer reach, while FinFi’s multi-lender platforms help merchants boost sales by offering more consumers flexible pay-over-time financing at checkout. Merchants can customize financing solutions with their preferred lenders and products, while our network of banks, credit unions, and alternative lenders helps tailor solutions to their business needs.

What channels and industries can use the platform?

FinFi’s technology is omni-channel and vertical agnostic. We have developed custom solutions for home improvement, healthcare, dental, coaching and professional development clients. Wherever a purchase takes place, our technology enables financing at the point of sale.

What types of financing products does the FinFi platform support?

FinFi platform is product agnostic. We can support traditional installment loans, revolving lines of credit, and same as cash deferred interest promotional offers.

Who uses the FinFi point of sale financing solution?

Our partners and clients include banks, credit unions, non-bank lenders, OEMs, healthcare and dental providers, and home improvement companies. We offer customizable end-to-end and modular financing solutions, along with ready-to-use platforms for businesses seeking quick financing implementation.

What is FinFi’s point of sale financing and why do businesses need it?

FinFi’s point-of-sale financing enables customers to access affordable payment plans at purchase, helping businesses increase sales, improve conversions, and offer convenient installment options that make larger purchases easier.
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FinMkt is not a lender. Programs, rates, terms, and conditions are based on the underwriting requirements of third-party lending partners. Offers are subject to change and may expire without notice. Offers are made based on credit approval and will depend on purchase amount, may vary by merchant, and may not be available in all states. Terms, conditions, state, and other restrictions may apply.

FinMkt is committed to maintaining a culture and spirit of fair lending by facilitating access to any and all available offers from its participating lending partners to all qualified consumers without discrimination on the basis of race, sex (including sexual orientation and gender identity), color, national origin, religion, age, marital status, disability, familial status, the fact that all or part of the applicant’s income derives from public assistance programs or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act.  FinMkt takes steps to ensure fair and equitable treatment as outlined in federal fair lending laws and regulations such as the Equal Credit Opportunity Act, the Fair Housing Act as well as other factors included in state and local laws.